Residential Property

Conveyancing solicitors in Newbury & Thames Valley

If you are thinking about buying or selling your property, Horsey Lightly can help. Find out how our conveyancers will help you enjoy a smoother, more cost-effective purchase or sale.

Making your move stress-free

At Horsey Lightly, we understand that moving house can be one of the more stressful experiences in life. That’s why our team of conveyancers will work quickly to relieve you of the pressures you face, removing any obstacles standing between you and completion of your transaction.

Helping you understand the best approach

Whether you are buying your first home, relocating or re-financing, our expert team of conveyancing lawyers will apply the best approach to bring the results you need. Happily, our people will take time to explain the procedures involved. Readily, we will offer the advice and guidance you need, and discuss your individual concerns as necessary.

Conveyancing Quality Scheme

Horsey Lightly is accredited with this Law Society recognised standard. Property transactions can often be testing, particularly if two or more transactions need to be synchronised. Horsey Lightly uses a case management system which is designed specifically to save you time and stress – by merging key conveyancing processes into one seamless process.

New build expertise

Horsey Lightly benefits from a dedicated team of conveyancing solicitors who deal with the acquisition of newly built homes. Over time, we have developed excellent relationships with many developers in the local area and beyond. As a result, this team is involved with many of the local developments and experienced with the associated paperwork - paperwork that can often cause delays. This means we can identify and resolve potential problems before they happen, and all within short timeframes.

Specialists in Freehold and Leasehold law

As specialists in Freehold and Leasehold law, our conveyancing solicitors assist not only with buying and selling property, but also with any questions that can arise from its ownership, including:

  • Rights of way
  • Boundary disputes
  • Joint ownership
  • Tenancy agreements
  • Service charges and
  • Lease extensions

Our fees for residential conveyancing transactions are based upon the value of the property which you are buying or selling. 

Our fees for re-mortgages are based upon the level of borrowing.

We would ask you to contact our residential property team hotline on 01635 517204  for an instant  estimate  tailored to your particular  transaction. 

The following table provides an estimate of our average fees for the transactions listed all of which are exclusive of VAT:

PURCHASE

VALUE OF PROPERTY
FEE
£0.00     £250,000.00 £805.00
£250,001.00 £500,000.00 £980.00
£500,001.00 £750,000.00 £1,080.00
£750,001.00 £1,000,000.00 £1,305.00
£1,000,001.00 PLUS from £1,830.00
SALE

VALUE OF PROPERTY
FEE
£0.00 £250,000.00 £750.00
£250,001.00   £500,000.00   £925.00
£500,001.00 £750,000.00 £1,025.00
£750,001.00 £1,000,000.00 £1,250.00
£1,000,001.00 PLUS from £1,775.00
FREEHOLD REMORTGAGE
From £420.00…depending on mortgage lender requirements    

LEASEHOLD REMORTGAGE
From £520.00…depending on mortgage lender requirements

Fees exclusive of VAT@ 20%.

We do not charge referral fees.

Unfortunately we do not deal with shared ownership properties.

WHAT OUR FEES COVER
Our fees cover all of the work required to complete the relevant transaction including acting for your mortgage lender (if we are instructed to do so) in the case of a purchase of either a freehold or leasehold property, dealing with registration at the Land Registry and dealing with the payment of Stamp Duty Land Tax (SDLT) if the property is in England, or Land Transaction Tax (LTT) if the property is in Wales.

In addition to our fees there will be other sums payable which we will pay on your behalf. Examples of these are as follows:

  • SDLT or LLT 
  • Land Registry Fees
  • Search fees
  • Money transfer fees
  • In the case of leasehold property fees associated with obtaining a sellers information pack from the management company and the notification of transfer required by the lease

These additional sums vary from case to case and can be influenced by: 

  • the price of the property
  • your own circumstances in the case of SDLT or LLT
  • the location of the property
  • the type of property for example new build or existing housing
  • Management company involvement 
  • Indemnity insurance costs
We will be able to give you an accurate estimate of these additional sums when you contact us on the number above.

FACTORS WHICH MAY INCREASE OUR FEES

There are factors which, if present in your transaction, will increase the fees over and above the average figures mentioned above or any estimate which we may provide to you unless, of course, we are aware of them when giving an estimate. The following is a list of examples:

  • if title to the property is not registered at the Land Registry
  • if serious problems are encountered of the nature listed below under the heading “Timing”
  • if you are purchasing using the Help To Buy scheme
  • additional lenders
  • newbuilds

TIMING

Most conveyancing transaction involving a sale or purchase take a minimum of two months to complete but that time frame can be influenced by a great number of factors and we list some of those factors here:

  • if your transaction is one of a number of linked transactions usually referred to as a “chain”.
  • if investigations carried out by us in the case of a purchase or by your buyer in the case of a sale reveal matters relating to the subject property which need to be rectified in some way, for example structural defects, absence of planning permission or building regulation approval for works, breach of covenant, defective leases or Transfers
  • If Probate is awaited.
  • Management Company involvement
  • Mortgage lenders’ requirements
  • Delayed Search results
  • Complying with Land Registry requirements
Re-mortgages typically take one month to complete from receipt of the mortgage offer.


The Residential Property Team

Joanne Turner
Joanne Turner

Senior Paralegal

Andrew Wilson
Andrew Wilson

Trainee Legal Executive